Pradhan Mantri Awas Yojana

Today we are going to discuss you about Pradhan Mantri Awas Yojana. From this article, you should learn the important points that are recorded for your future plans. This is important, why? Because Pradhan Mantri Awas Yojana is a new scheme. So how much canoes has come out indigenous if a new scheme is launched or if it is in the news that is important. So we need to prepare for this scheme.

Pradhan Mantri Awas Yojana

What is Pradhan Mantri Awas Yojana scheme is all about?

One of the primary needs of a human being is a house. Because a house can provide a significant economic and social security in our society. One of the other day we all need a house that can ensure a better standard of living and civilized environment. Our government have taken a significant step towards it by launching Pradhan Mantri Awas Yojana that basically means housing for all. Especially plan for the people who cannot afford a house under their financial circumstances. The Pradhan Mantri Awas Yojana is a housing solution to all the citizen of India.

Purpose of the Pradhan Mantri Awas Yojana Scheme

 

What are the purposes of this scheme? Under this scheme government will build affordable pakka houses with water facility, sanitation and regular electricity supplies it also aims to address the shortage of nearly million housing units needed by rural and urban people. It also aims to transform slum areas by building a house for people in collaboration with private developers.

It also plans to give a credit link to the subsidy to recur and meeting a group on lawns then for new construction or renovation of existing houses.

Components of Pradhan Mantri Awas Yojana Scheme

The two components of Pradhan Mantri Awas Yojana are:

Pradhan Mantri Awas Yojana (Urban)
Pradhan Mantri Awas Yojana (Gramin)

Urban

It this scheme is open the mission seeks to address housing requirement of urban poor including plumpness

2 Crore houses to be built by 2022.

Gramin

This was approved during March 2016. Financial assistance is a probability for construction of pakka houses to old houseless and also living in broken down houses.

The scheme would be implemented in rural areas throughout the country, except Delhi and Chandigarh.

4 crore houses for the rural poll is to be built by 2022.

Target Group

Basically, Who are the target group under this scheme?

The scheme originally was meant to cover people in the economically weaker section that means it cannot exceed rupees 3 lakh annual income.

Low-income groups – Low-income groups cannot increase the annual income of Rs 6 lakh.

Mid Income group – But now covers mid-income group assets.

Benefits – However there are further specification of people who are targeted as a direct beneficiary include Indian women of all religion and caste. There will be no point in approach, everyone will be equally eligible and also the scheduled tribe and scheduled caste.

Specific Features

Under this scheme, preference will be given to female applicants for house

The ground floor of the house – Preference to ground floor will be given to a senior citizen or senior citizen

Construction developers should strictly follow eco-friendly development technologies

The government increased the loan amount from six lakhs to 12 lakh target in the mid-income group that means to make affordable

Target Year

Do you know the target deadline of the scheme? The scheme to be achieved by the year 2022 that is when India will be completing its 75 years of Independence. The mission started in June 2015 and will be attained in seven years that is from 2016 to 2022.

Model Question

What are the basic questions about Pradhan Mantri Awas Yojana?

Which of the following is/are the target group of Pradhan Mantri Awas Yojana.
1.The mid-income group
2.The economically weaker sections
3.The low-income group